THERE is a lot to be said for having had a ‘proper job’ before entering politics.
Makerfield MP Yvonne Fovargue was at the sharp end of the scandal of havoc and heartbreak wreaked by the pay-day loan companies and their extortionate interest rates.
For almost a quarter of a century, before her general election victory in 2010, as chief executive of a local branch of the Citizens Advice Bureau, she would expertly counsel countless families about their options and the easiest way to get their finances back on an even keel.
When she continued campaigning, even as an Opposition voice, the Coalition in Westminster clearly listened.
The Office of Fair Trading are now bringing forward legislation which, when approved (as is likely) in the spring, can instantly suspend the consumer credit licences of firms accused of loan sharking rather than allowing them to continue while launching an endless series of appeals.