A WOMAN and her elderly mum were scammed out of £700 by a man who promised them a loan.
Kim Baylis was persuaded to give the money, which she borrowed from her mum Dorothy, to a man called David who claimed to work for lenders Capital Finance.
It all started when Kim, who lives with her 84-year-old mum on Norley Hall Avenue, applied for a loan online through another company but changed her mind and cancelled that loan.
The 52-year-old said: “I then got a call from a man called David who said he could offer me a loan.
“I thought great, I can pay off some of my debts and do a few alterations on the house like decorate and get some new carpets.
“I look after my mum and she looks after me and I borrowed the money thinking I would be able to pay it back once the loan came in.
“Originally he asked me for £50 to process the payment. And then he asked for another £100 and another £100.
“He kept saying there was a problem with my account and he couldn’t transfer the money.
“I called him one last time to ask him where the money was and said I wanted to cancel the loan. He said I needed to £50 to get all the money transferred into my mum’s account.”
Kim made the last payment bringing the total she had transferred to him up to £700 but still no money appeared in her account.
“I rang him again and he just laughed at me and said I had been scammed,” she said.
“I feel terrible and I am really annoyed. That was my mum’s savings from her pension and now it has all gone.”
Kim has been in touch with Action Fraud, a national reporting centre for fraud, but as of yet has not heard anything back.
Kim believes that the scammer got her phone number from her original online loan application and although David claimed to be from a different company, is part of the reason she believed he was a legitimate lender.
“He was very convincing, even one of my friends checked him out and thought he was legitimate,” she said.
“I just want to warn others that there are people like this out there and hope that the next person he targets sees this and thinks twice.”
Dorothy suspected not all was well with the loan.
She said: “I kept telling Kim to stop but once she has got an idea in her head.
“She had already handed over money so it was hard for her to stop. And now all my savings have gone. It is heartbreaking.”